Co-Founders' Monthly Note For Financial Advisors

January 2026:

2025 Wrapped From Blueprint Investment Partners

When uncertainty rises, investors often default to recent experience or familiar narratives, even when those approaches quietly accumulate risk.

The year 2025 has highlighted how quickly that can happen:

• A sharp, policy-driven sell-off early in the year was followed by a rapid recovery
• Market leadership remained concentrated in a small group of mega-cap and AI-related stocks
• Volatility appeared in short, intense bursts
• Global markets challenged assumptions formed over the prior decade

These were not developments that could be reliably predicted in advance. Attempting to do so would have required constant judgment calls at exactly the wrong moments. This is why at Blueprint Investment Partners, our focus is not on forecasting what comes next, but on maintaining a rules-based investing process that adapts as trends emerge. 

This month’s Co-Founders’ Note reviews the defining market themes of 2025 and how our portfolios responded as conditions evolved. Think of it as our version of “Spotify Wrapped,” but for the markets.

But first, here’s a summary of what transpired in the markets in December.