2021 Market Predictions are Trash

Crumpled up paper in and near a trash can

A colleague recently shared with me a story about a January tradition of the Kiwanis Club of Cape Fear in Fayetteville, NC, which holds a contest to see who can best predict where the Dow Jones Industrial Average will end the year. She described how some members have a thoughtful internal debate while others jot…

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ESG Investing: Driven by Risk Management & Client Demand (Part 2)

Board room conference table

There’s been a paradigm shift in our recent conversations with financial advisors about ESG investing. Whereas ESG investors previously were thought by some to be anti-capitalist tree huggers, this silly trope has run its course. Instead, there is a realization that optimal management of resources, social equity, and ethical corporate administration can significantly benefit human…

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You Can’t Win a Tournament in Round 1, But You Sure Can Lose It

Spectators watching college basketball game

Haters who know I bleed “Carolina Blue” will accuse me of taking a cheap shot with the story I’m about to retell. But when the world of sports rivalries intersects with managing risk in an investment portfolio, it seems unreasonable to ask me to not make the following comparison! The year was 2012. The team…

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The New 20-Year Stock Chart

Pupas and a butterfly

The last 20 years have given us three major market shocks. These resulted from the end of a tech bubble, a financial crisis and now, a global pandemic. During this time, investors have experienced numerous emotional highs and lows, yet in general, the approach to investing delivered by the financial services industry has not fundamentally…

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Financial Advisors Can Flatten the Emotion Curve

Illustration of the concept of ‘flattening the investor curve’

What incredible times we are living through right now. About six weeks ago, here in the U.S. all seemed quiet and strong. Of course, there are always problems, but by comparison to today, things were positive. Boy, that seems like a long time ago. Regardless of how this coronavirus pandemic plays out, a lesson we…

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Finding Clarity Amid Confusion

Chaotic light beams

By most measures, markets have entered a bear phase and are down almost 20% from all-time highs. The coronavirus, oil rout, and politics have combined to create a perfect storm in the markets. In times like these, what do we crave most? Surely, we all want to be safe and to know that the virus…

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