Tag: Analysis

The Power of Simple Solutions

  One hundred million users in the US, a market size of almost $70 billion, and growth rates ranging from 4.8% to almost 10% – these sound like the descriptive statistics of a thriving and successful industry[i].  Perhaps, but consider that the underlying problem this industry is trying to solve is getting worse, not better.  I’m… Read more »

60/40, Landlines, and 8-tracks

The investment industry is facing a “60/40 problem”. Over the past several decades, advisors have leaned on the 60/40 portfolio to deliver a less-volatile, but still relatively reliable return for balanced investors due to their lack of tolerance for the volatility and drawdowns of a pure equity allocation. While the addition of bonds to an… Read more »